Special Offers

Choice of Mortgage Providers and Optional Mortgage Rate Buydown or Seller Paid Closing
Costs Incentive. Offers for defined interest rates are available on select
ready to move in homes when a noncontingent-on-sale purchase agreement is
signed between 05.01.25 and 05.31.25 and closed within 60 days of the stated
contract date. Offer is subject to certain terms, conditions, and restrictions,
including interested party contribution limits. Interest rate buydown incentive
and seller plus lender paid closing costs offer is available through specific
Olthof Homes lender partner(s) only. See sales professional for details.
Purchaser may choose from one of the following promotional limited offer
options:

1. In the event the purchaser has selected a single family or villa home, either spec
   inventory or built-to-order, OR a townhome or paired villa home (select spec
   inventory only), Olthof Homes will make this limited promotion available. Flex
   Cash – Up to $25,000 off the home price and more with lender of Purchaser’s
   choice. Promotional Flex Cash can be used for a combination of different items
   including sales price discounts, seller paid closing costs, rate buydown
   points, and prepaid homeowners' association dues. For built-to-order homes, a
   minimum of $40,000 in selection options (above the base price and lot premium
   (if any)) must be purchased for home to be eligible for this promotional
   option. Other terms, restrictions & exclusions apply. Olthof Homes contribution
   total may vary based on purchaser’s minimum investment requirement determined
   by lender, and other legal seller contribution limitations. Maximum Flex Cash
   allowance is available in certain select communities and does not apply to
   every community and product.  
2. In the event the purchaser has selected a single family, townhome, villa, or
   paired villa home that is complete or scheduled to be complete and close within
   60 days of the stated contract date, Olthof Homes will make this limited
   promotion available. A 30- year Conventional mortgage at a fixed rate of 5.99%
   (6.306% APR) based on a home price of $300,000 with 5.0% downpayment and a
   minimum 780 credit score, owner occupied. Actual rate will vary based on credit
   score, loan program, down payment percentage, occupancy type, home type and
   purchase price. Purchaser(s) must lock in rate within five days of signing the
   purchase agreement or rate may change, and deal may no longer be offered.
   Purchaser is subject to qualifications for specific loan terms, occupancy, down
   payment, credit and underwriting requirements, interested party contribution
   limits, and /or investor program guidelines. Not an offer to enter into an
   interest rate or discount point agreement and any such agreement may only be
   made in writing signed by both the borrower and the lender. Purchaser is free
   to use any lender he/she prefers; however, the promotional rate is only
   available with a mortgage loan obtained through the designated Olthof Homes
   lender partner (Fairway Mortgage - Northwest Indiana communities: Chad Crile.
   Central Indiana communities: Bryant Gatz) for this offer. Purchaser is not
   required to use the designated lender partner for a final mortgage loan
   commitment. Purchaser is free to compare and determine that he/she is receiving
   the best services and best rate for those services. Olthof Homes does not have
   an ownership interest in or an affiliation with the designated lender partner
   and is not receiving any consideration from the lender partner in connection
   with this program. Olthof Homes reserves the right to change or withdraw any
   offer at any time.
3. In the event the purchaser has selected a single family, townhome, villa, or
   paired villa home that is complete or scheduled to be complete and close within
   60 days of the stated contract date, Olthof Homes will make this limited
   promotion available. A 30- year FHA mortgage at a fixed rate of 4.99% (5.766%
   APR) based on a home price of $400,000 with 5% downpayment and a minimum 680
   credit score, owner occupied. Actual rate will vary based on credit score, loan
   program, down payment percentage, occupancy type, home type and purchase price.
   Purchaser(s) must lock in rate within five days of signing the purchase
   agreement or rate may change, and deal may no longer be offered. Purchaser is
   subject to qualifications for specific loan terms, occupancy, down payment,
   credit and underwriting requirements, interested party contribution limits, and
   /or investor program guidelines. Not an offer to enter into an interest rate or
   discount point agreement and any such agreement may only be made in writing
   signed by both the borrower and the lender. Purchaser is free to use any lender
   he/she prefers; however, the promotional rate is only available with a mortgage
   loan obtained through the designated Olthof Homes lender partner (Northwest Indiana
   Communities: University Lending - Rich Bodja and Central Indiana communities:
   CrossCountry Mortgage - Mark Kuchik) for this offer. Purchaser is not required to use the
   designated lender partner for a final mortgage loan commitment. Purchaser is
   free to compare and determine that he/she is receiving the best services and
   best rate for those services. Olthof Homes does not have an ownership interest
   in or an affiliation with the designated lender partner and is not receiving
   any consideration from the lender partner in connection with this program.
   Olthof Homes reserves the right to change or withdraw any offer at any time.