4.75% FOR 30 YEARS

In the event the purchaser has selected a single family, townhome, villa, or paired villa home that is complete or scheduled to be complete and close within 60 days of the stated contract date, Olthof Homes will make this limited promotion available. A 30-year FHA mortgage at a fixed rate of 4.75% (5.54% APR) based on a home price of $400,000 with 5% downpayment and a minimum 680 credit score, owner occupied. Actual rate will vary based on credit score, loan program, down payment percentage, occupancy type, home type and purchase price. Purchaser(s) must lock in rate within five days of signing the purchase agreement or rate may change and deal may no longer be available. Purchaser is subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements, interested party contribution limits, and /or investor program guidelines. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Purchaser is free to use any lender he/she prefers; however, the promotional rate is only available with a mortgage loan obtained through the designated Olthof Homes lender partner (Northwest Indiana communities: University Lending – Rich Bojda; Central Indiana communities: CrossCountry Mortgage – Mark Kuchik) for this offer. Purchaser is not required to use the designated lender partner for a final mortgage loan commitment. Purchaser is free to compare and determine that he/she is receiving the best services and best rate for those services. Olthof Homes does not have an ownership interest in or an affiliation with the designated lender partner and is not receiving any consideration from the lender partner in connection with this program. Olthof Homes reserves the right to change or withdraw any offer at any time.